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Mortgages

Once you have done all your research on Betterborrowing.co.uk to understand what's going on currently in the mortgage market, then use our calculators and quote pages to track down your ideal mortgage. There are many different types so chose carefully based on your own circumstances. Make sure the interest rate being offered is competitive and that and redemption penalties will not come as a surprise later. If in doubt then it could be wise to get some independant advice or use one of the mortgage brokers listed in the site to guide you through.

Mortgage Choices
Mortgage Trends

Finding a new mortgage is not easy at the moment, with those in the best position being those with large deposits. If your mortgage deposit amounts to 25 per cent or more of your properties value then you stand a fair chance of getting a decent rate, but borrowers who don't have such large deposits will probably be faced with higher interest rates.

Current Offers

Review our list of current offers to help you identify a competitive mortgage. We provide a range of offers to covering all kinds of mortgages, repayment plans, terms and personal situations.

Best Mortgage Deals

These are the mortgage rates currently grabbing the headlines - follow the best buy link on this page to review the best mortgages currently available. Some of these deals may have various qualification criteria but if you quailfy then these are amongst the best mortgage rates available at the moment.

Mortgage Futures

Low base rate interest levels look like staying around for quite a while now as the UK works hard to drag itself carefully out of the recession. Inflation is still low and mortgage rates for gold-standard borrowers look like remaining favourable. The big lenders are still very cautious about mortgage lending though and anyone who may have a questionable credit rating or is asking for a large loan without a suitable deposit is going to struggle for some time to come.